Terms & Conditions

The following disclosures are in Relation to: Capital Endeavor Inc., Capital Endeavor Inc. - R.S. Insurance Brokers LLC., DBA's and Subsidiaries: R.L. Dante & Co. Elemental Endeavor, Ruben Landon Dante Insurance Producer Group, Ruben Landon Dante, affiliated agents within the scope of the same, et al. All References to [Above Named] are to illustrate the same in relation to this page. All clients in relation to the [Above Named] Agree to indemnify and release liability against [Above Named] in relation, but not limited to, "TERMS AND CONDITIONS AND PUBLIC DISCLIAMERS" disclosed on this page, having read, as required or otherwise implied to be agreed upon in [Above Named] e-mail signature communications, and publicly disclosed as set forth in the link illustrating: ["Here"] found in the image above "TO THE INSURED" illustrating an email signature with our logo :

The following establishes our priority to educate the public and not "selling insurance" as the key to happy costumers and lasting relationishs. Should you have questions or concerns please promptly contact our director of operations Ruben Landon Dante at:

Phone Number: (409) 500-2117 Email: RLD@CapitalEndeavor.com

This not only establishes the above named limitation of liability, but also educated and informs any potential client's mind on asking, and framing coverage questions that may inform their coverage priorities, possible real world applications for various lines. We believe that an information and education are the best defenses for a lasting peace of mind on all sides. We further believe that an educated client body also becomes a low maintenance client body allowing us to place our on getting you the best procuts, services, and rates.

A legally consenting adult, legally sober, and of sound mind authorized to enter named coverage, and / or otherwise assume responsibility for named coverage in relation to the any policy, or liability for underlying coverage.
The Insurance agent has reviewed all my insurance coverage needs except those willfully omitted by me, the client.
I The insure, acknowledge, affirm and understand that my agent told me to refrain from cancelling any policy until payment is recieved by the carrier of my new policy.
I was told and I acknowledge, understand, agree and concur that upon binding I will call the carrier the same or following business day to confirm my requested coverage as I understand it.
I understand that "Capital Endeavor Inc." is not responsible for insurance carrier solvency, and is not liable for carrier acts, or lack thereof beyond binding.
I Understand that some carriers require background, MRV, credit checks or otherwise, and I, the consumer, agreed to the required background checks, MRV or otherwise, in order to generate a quote.
I, the consumer or client requesting any quote understand the growing cyber security risks and take appropriate actions, protections and coverages to protect my personal information, or will request coverage of the same, and I indemnify the [above named] from any liability that may arise from data breaches in relation to sharing any quote. I understand that [Above named] do not sell my information beyond what is required to generate and bind and in-house quote between client, [above named], and carriers to the ends to securiting the most appropriate coverages, best rates, or otherwise.

There are phrases that Capital Endeavor inc. and [Above named] will not answer as a matter of course, but will seek to educate the client instead. for example:

Q: "Is my house in a flood zone"
A: "Capital Endeavor Inc." and [above named], cannot answer whether "your house is in a Flood Zone." We are more than happy to explain your flood zone, and read to you how it is rated in the words of the rating system, and quoting them exactly, but we, in our agent capacity cannot tell that it is, or that it isnt. [In this illustration event;] "HARMLS [THEORY] Matrix states:

""Zone X (500-Year)-An Area Inundated By 500-Year Flooding; An Area Inundated By 100-Year Flooding With Average Depths Of Less Than 1 Foot Or With Drainage Areas Less Than 1 Square Mile; Or An Area Protected By Levees From 100-Year."" While it is stated to be a 1 in 500 year event, that 1 in 500 year event could be tomorrow, and therefore, we cannot tell you in any official agent or broker capacity that it is or that it isn't "A Flood Zone" as to project to saying so as a matter of fact.

This moving then the question over to:

Is it required by your lender.
The client's personal tolerance risk in regards to the various flood designations given, and weighing the probability or plausibility to the insurance premium. Should the question be left to [Above Named] agent, the answer will always be "yes" as a legal, agent liability matter of course, setting aside entirely, comissions, or lack thereof.

That I have Confirmed, set and agreed upon Dwelling Coverage, and additionally consulted my mortgage company, loan officer, and carrier to understand reconstruction cost, square footage replacement cost, and have set the dwelling limits with full knowledge as implied herein upon the same.
I Understand the difference between “Replacement Cost” and “Actual Cash Value.” I understand exclusions.
I understand the “Reconstruction Cost” as defined by my carrier and calculous therein.
I Understand that upon binding, I will follow up with my mortgage company to send the payment for my coverage in addition to the "Capital Endeavor Inc." agent until I know that payment is sent, and will keep my mailing address up the date with the carrier, and be on top of insurance upkeep, potential cancellations and renewals.
I will follow up with my agent upon renewal should anything change, and will personally verifly my renewal coverages, and extensions.
In the event of a mortgage loan sale or merger, I will notify my mortgage carrier, agent and mortgage company to make sure renewals go smoothly.
I indemnify Capital Endeavor Inc, and related agents from issues or damages that arise from newal failures to disclose or follow up

I understand my required minimum state coverage.
I understand exclusions.
I understand my collision and comprehensive coverage selected.
I understand limits I understand insurance calculous for my vehicle, and or will call the carrier to confirm, of which my agent can assist.
I understand my loan/lese gap or lack thereof.
I understand that insurance is not a warrantee.
I understand what PIP is and accept or decline as it applies to my carrier.
Upon review of final declarations, I will seek to contact the carrier and confirm my coverage as I understand.
I understand Capital Endeavor, agents or brokers are not in control of carrier rate change.

I understand, acknowledge and authorize [Above Named] to pursue reporting, suit or otherwise, to the extent lawfully permitted, any claim of overage change outside [above named] I, the insured, claim to have not authorized. including but not limited to CMS reporting, Marketplace reporting, FTC reporting, suit, qui tam, or othrerwise to the extent lawfully permitted.
I understand ACA may require proof of income or verification within my own consumer portal, which I am responsible to provide, and do not hold [Above Named] liable in any loss of coverage or otherwise in any failure to meet the same.
I understand that ACA may have income limits and reuirements, and attest to the information provided found in my FFM ID eligibility form, and I, the consumer, am solely responsible for verification of income or otherwise within the same.
I as the consumer understand that changes of coverage may change by carrier and I attest to verify coverage of medications, doctors or otherwise with my carrier upon binding.

HOME & AUTO POLICY RELATED DEFINITIONS:

Definitions associated to Auto insurance Coverage, cited sourse in the hyperlinks. For questions or concerns please contact us to the email address above listed. This section is offered as a complementary service, and we always require clients to call carriers upon binding or confrence prior to expllain to the carrier their coverage as they understand it.

Collision Coverage: Repairs your vehicle after a collision, regardless of fault.
Comprehensive Coverage: Covers damage from incidents other than collisions, such as theft, vandalism, fire, or hitting an animal.
Liability Coverage: Covers property damage and injuries to others if you are at fault.
Personal Injury Protection (PIP): Covers medical expenses, lost wages, and related costs, regardless of fault.
Uninsured/Underinsured Motorist Coverage: Protects you if the other driver has no or insufficient insurance.
Rental Reimbursement: Covers a rental car while your vehicle is being repaired.
Dwelling Coverage: Covers repairs to your home’s structure.
Personal Property Coverage: Protects belongings like furniture and electronics.
Liability Coverage: Protects against claims of bodily injury or property damage to others.
Deductibles: The amount you pay out-of-pocket before insurance kicks in; higher deductibles typically lower premiums.
Full Coverage: Generally combines liability, collision, and comprehensive coverage.
Claims Management: Policies can be managed through the GEICO mobile app or the company website.
Personal Injury Protection:
Key details about PIP cited by Geico, one of our cariers, states coverage to include:
- Coverage Scope: PIP covers reasonable and necessary medical, hospital, and nursing services, as well as funeral expenses. It also covers lost income and essential services (like child care) if you are injured.
- Who is Covered: The policyholder, relatives living in the home, and passengers in the vehicle are generally covered.
- "No-Fault" Nature: PIP applies regardless of who is at fault in an accident.
- State Variability: PIP is not available in all states; it is required in "no-fault" states. For example, Florida requires a minimum of $10,000 in PIP coverage.
- Limits and Deductibles: Coverage is subject to policy terms, limits, and deductibles.
- Coordination with Other Insurance: In some cases, PIP can work with your health insurance to pay for expenses.

WEBSITE USE

This agreement applies as between you, the User of this Website and ENDEAVOR ENTERPRISES , the owner(s) of this Website. Your agreement to comply with and be bound by Clauses 1, 2, 4 – 11 and 15 – 25 of these Terms and Conditions is deemed to occur upon your first use of the Website. Clauses 3 and 12 – 14 apply only to the sale of Services. If you do not agree to be bound by these Terms and Conditions, you should stop using the Website immediately.

No part of this Website is intended to constitute a contractual offer capable of acceptance. Your order constitutes a contractual offer and Our acceptance of that offer is deemed to occur upon Our sending a confirmation email to you indicating that your order has been accepted.

In this Agreement the following terms shall have the following meanings:

"Account": means collectively the personal information, Payment Information and credentials used by Users to access Paid Content and / or any communications System on the Website;

"Content": means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Website;

"Facilities": means collectively any online facilities, tools, services or information that ENDEAVOR ENTERPRISES makes available through the Website either now or in the future;

"Services": means the services available to you through this Website, specifically use of the ENDEAVOR ENTERPRISES proprietary e-learning platform;

"Payment Information": means any details required for the purchase of Services from this Website. This includes, but is not limited to, credit / debit card numbers, bank account numbers and sort codes;

"Premises": Means Our place(s) of business located at [ADDRESS];

"System": means any online communications infrastructure that ENDEAVOR ENTERPRISES makes available through the Website either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;

"User" / "Users": means any third party that accesses the Website and is not employed by ENDEAVOR ENTERPRISES Ltd and acting in the course of their employment;

"Website": means the website that you are currently using (www.capitalendeavor.com) and any sub-domains of this site (e.g. subdomain.yourschool.com) unless expressly excluded by their own terms and conditions; and

"We/Us/Our": means ENDEAVOR ENTERPRISES , a company incorporated in [COUNTRY] with Company registration Number [123456] , located at [Address].

4.1 Subject to the exceptions in Clause 5 of these Terms and Conditions, all Content included on the Website, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of ENDEAVOR ENTERPRISES , our affiliates or other relevant third parties. By continuing to use the Website you acknowledge that such material is protected by applicable [COUNTRY] and International intellectual property and other laws.
4.2 Subject to Clause 6 you may not reproduce, copy, distribute, store or in any other fashion re-use material from the Website unless otherwise indicated on the Website or unless given Our express written permission to do so.

5.1 Unless otherwise expressly indicated, all Intellectual Property rights including, but not limited to, Copyright and Trademarks, in product images and descriptions belong to the manufacturers or distributors of such products as may be applicable.
5.2 Subject to Clause 6 you may not reproduce, copy, distribute, store or in any other fashion re-use such material unless otherwise indicated on the Website or unless given express written permission to do so by the relevant manufacturer or supplier.

9.1.1 You must not use obscene or vulgar language;
9.1.2 You must not submit Content that is unlawful or otherwise objectionable. This includes, but is not limited to, Content that is abusive, threatening, harassing, defamatory, ageist, sexist or racist;
9.1.3 You must not submit Content that is intended to promote or incite violence;
9.1.4 It is advised that submissions are made using the English language as We may be unable to respond to enquiries submitted in any other languages;
9.1.5 The means by which you identify yourself must not violate these Terms and Conditions or any applicable laws;
9.1.6 You must not impersonate other people, particularly employees and representatives of ENDEAVOR ENTERPRISES or Our affiliates; and
9.1.7 You must not use Our System for unauthorised mass-communication such as "spam" or "junk mail".

9.2 You acknowledge that ENDEAVOR ENTERPRISES reserves the right to monitor any and all communications made to Us or using Our System.
9.3 You acknowledge that ENDEAVOR ENTERPRISES may retain copies of any and all communications made to Us or using Our System.
9.4 You acknowledge that any information you send to Us through Our System may be modified by Us in any way and you hereby waive your moral right to be identified as the author of such information. Any restrictions you may wish to place upon Our use of such information must be communicated to Us in advance and We reserve the right to reject such terms and associated information.

10.2 It is recommended that you do not share your Account details, particularly your username and password. We accept no liability for any losses or damages incurred as a result of your Account details being shared by you. If you use a shared computer, it is recommended that you do not save your Account details in your internet browser.
10.3 If you have reason to believe that your Account details have been obtained by another person without consent, you should contact Us immediately to suspend your Account and cancel any unauthorised orders or payments that may be pending. Please be aware that orders or payments can only be cancelled up until provision of Services has commenced. In the event that an unauthorised provision commences prior to your notifying Us of the unauthorised nature of the order or payment then you shall be charged for the period from the commencement of the provision of services until the date you notified us and may be charged for a billing cycle of one month.
10.4 When choosing your username you are required to adhere to the terms set out above in Clause 9. Any failure to do so could result in the suspension and/or deletion of your Account.

12.1 Whilst every effort has been made to ensure that all general descriptions of Services available from ENDEAVOR ENTERPRISES correspond to the actual Services that will be provided to you, We are not responsible for any variations from these descriptions as the exact nature of the Services may vary depending on your individual requirements and circumstances. This does not exclude Our liability for mistakes due to negligence on Our part and refers only to variations of the correct Services, not different Services altogether. Please refer to sub-Clause 13.8 for incorrect Services.
12.2 Where appropriate, you may be required to select the required Plan of Services.
12.3 We neither represent nor warrant that such Services will be available at all times and cannot necessarily confirm availability until confirming your Order. Availability indications are not provided on the Website.
12.4 All pricing information on the Website is correct at the time of going online. We reserve the right to change prices and alter or remove any special offers from time to time and as necessary.
12.5 In the event that prices are changed during the period between an order being placed for Services and Us processing that order and taking payment, then the price that was valid at the time of the order shall be used.

13.1 No part of this Website constitutes a contractual offer capable of acceptance. Your order constitutes a contractual offer that We may, at Our sole discretion, accept. Our acceptance is indicated by Us sending to you an order confirmation email. Only once We have sent you an order confirmation email will there be a binding contract between ENDEAVOR ENTERPRISES and you.
13.2 Order confirmations under sub-Clause 13.1 will be sent to you before the Services begin and shall contain the following information:

13.3 If We, for any reason, do not accept your order, no payment shall be taken under normal circumstances. In any event, any sums paid by you in relation to that order will be refunded within 14 calendar days.
13.4 Payment for the Services shall be taken via your chosen payment method, immediately for any setup fee that corresponds to the service plan you purchased and at the same day of each subsequent month (“billing cycle”) for charges accrued during the previous month (“billing cycle”) AND/OR as indicated in the order confirmation you received.
13.5 We aim to fulfill your Order within 2-3 working days or if not, within a reasonable period following your Order, unless there are exceptional circumstances. If we cannot fulfill your Order within a reasonable period, we will inform you at the time you place the Order by a note on the relevant web page or by contacting you directly after you place your Order. Time is not of the essence of the Contract, which means we will aim to fulfill your Order within any agreed timescales but this is not an essential term of the Contract and we will not be liable to you if we do not do so. If the Services are to begin within 14 calendar days of Our acceptance of your order, at your express request, you will be required to expressly acknowledge that your statutory cancellation rights, detailed below in Clause 14, will be affected.
13.6 ENDEAVOR ENTERPRISES shall use all Our reasonable endeavours to provide the Services with reasonable skill and care, commensurate with best trade practice.
13.7 In the event that Services are provided that are not in conformity with your order and thus incorrect, you should contact Us immediately to inform Us of the mistake. We will ensure that any necessary corrections are made within five (5) working days.
Additional terms and conditions may apply to the provision of certain Services. You will be asked to read and confirm your acceptance of any such terms and conditions when completing your Order.
13.8 ENDEAVOR ENTERPRISES provides technical support via our online support forum and/or phone. ENDEAVOR ENTERPRISES makes every effort possible to respond in a timely manner but we do not guarantee a particular response time.

We want you to be completely satisfied with the Products or Services you order from ENDEAVOR ENTERPRISES . If you need to speak to us about your Order, then please contact customer care on [PHONE NUMBER], or by email at or write to us at our address (see section 1 above). You may cancel an Order that we have accepted or cancel the Contract. If any Specific Terms accompanying the Service contain terms about cancelling the Service, the cancellation policy in the Specific Terms will apply.

14.1 If you are a consumer based within the European Union, you have a statutory right to a “cooling off” period. This period begins once your order is confirmed and the contract between ENDEAVOR ENTERPRISES and you is formed and ends at the end of 14 calendar days after that date. If you change your mind about the Services within this period and wish to cancel your order, please inform Us immediately using the following email: . Your right to cancel during the cooling off period is subject to the provisions of sub-Clause 14.2.

14.2.1 If the Services are fully performed within the 14 calendar day cooling off period, you will lose your right to cancel after the Services are complete.
14.2.2 If you cancel the Services after provision has begun but is not yet complete you will still be required to pay for the Services supplied up until the point at which you inform Us that you wish to cancel. The amount due shall be calculated in proportion to the full price of the Services and the actual Services already provided. Any sums that have already been paid for the Services shall be refunded subject to deductions calculated in accordance with the foregoing. Refunds, where applicable, will be issued within 5 working days and in any event no later than 14 calendar days after you inform Us that you wish to cancel.

17.1 We make no warranty or representation that the Website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of our Service or Services.
17.2 No part of this Website is intended to constitute advice and the Content of this Website should not be relied upon when making any decisions or taking any action of any kind.
17.3 No part of this Website is intended to constitute a contractual offer capable of acceptance.
17.4 Whilst We use reasonable endeavours to ensure that the Website is secure and free of errors, viruses and other malware, you are strongly advised to take responsibility for your own internet security, that of your personal details and your computers.

19.1 The Website is provided “as is” and on an “as available” basis. ENDEAVOR ENTERPRISES uses industry best practices to provide a high uptime, including a fault-tolerant architecture hosted in cloud servers. We give no warranty that the Website or Facilities will be free of defects and / or faults and we do not provide any kind of refund for outages. We provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.
19.2 We accept no liability for any disruption or non-availability of the Website resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.

20.1 To the maximum extent permitted by law, We accept no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from the use of the Website or any information contained therein. You should be aware that you use the Website and its Content at your own risk.
20.2 Nothing in these Terms and Conditions excludes or restricts .
20.3 Nothing in these Terms and Conditions excludes or restricts ENDEAVOR ENTERPRISES 's liability for any direct or indirect loss or damage arising out of the incorrect provision of Services or out of reliance on incorrect information included on the Website.
20.4 In the event that any of these terms are found to be unlawful, invalid or otherwise unenforceable, that term is to be deemed severed from these Terms and Conditions and shall not affect the validity and enforceability of the remaining Terms and Conditions. This term shall apply only within jurisdictions where a particular term is illegal.

24.1 All notices / communications shall be given to Us either by post to Our Premises (see address above) or by email to . Such notice will be deemed received 3 days after posting if sent by first class post, the day of sending if the email is received in full on a business day and on the next business day if the email is sent on a weekend or public holiday.
24.2 We may from time to time, if you opt to receive it, send you information about Our products and/or services. If you do not wish to receive such information, please click on the ‘Unsubscribe’ link in any email which you receive from Us.

This agreement applies as between you, the User of this Website and ENDEAVOR ENTERPRISES , the owner(s) of this Website. Your agreement to comply with and be bound by Clauses 1, 2, 4 – 11 and 15 – 25 of these Terms and Conditions is deemed to occur upon your first use of the Website. Clauses 3 and 12 – 14 apply only to the sale of Services. If you do not agree to be bound by these Terms and Conditions, you should stop using the Website immediately.

No part of this Website is intended to constitute a contractual offer capable of acceptance. Your order constitutes a contractual offer and Our acceptance of that offer is deemed to occur upon Our sending a confirmation email to you indicating that your order has been accepted.

In this Agreement the following terms shall have the following meanings:

"Account": means collectively the personal information, Payment Information and credentials used by Users to access Paid Content and / or any communications System on the Website;

"Facilities": means collectively any online facilities, tools, services or information that ENDEAVOR ENTERPRISES makes available through the Website either now or in the future;

"Services": means the services available to you through this Website, specifically use of the ENDEAVOR ENTERPRISES proprietary e-learning platform;

"Premises": Means Our place(s) of business located at [ADDRESS];

"User" / "Users": means any third party that accesses the Website and is not employed by ENDEAVOR ENTERPRISES Ltd and acting in the course of their employment;

"We/Us/Our": means ENDEAVOR ENTERPRISES , a company incorporated in [COUNTRY] with Company registration Number [123456] , located at [Address].

4.1 Subject to the exceptions in Clause 5 of these Terms and Conditions, all Content included on the Website, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of ENDEAVOR ENTERPRISES , our affiliates or other relevant third parties. By continuing to use the Website you acknowledge that such material is protected by applicable [COUNTRY] and International intellectual property and other laws.
4.2 Subject to Clause 6 you may not reproduce, copy, distribute, store or in any other fashion re-use material from the Website unless otherwise indicated on the Website or unless given Our express written permission to do so.

5.1 Unless otherwise expressly indicated, all Intellectual Property rights including, but not limited to, Copyright and Trademarks, in product images and descriptions belong to the manufacturers or distributors of such products as may be applicable.
5.2 Subject to Clause 6 you may not reproduce, copy, distribute, store or in any other fashion re-use such material unless otherwise indicated on the Website or unless given express written permission to do so by the relevant manufacturer or supplier.

9.1.1 You must not use obscene or vulgar language;
9.1.2 You must not submit Content that is unlawful or otherwise objectionable. This includes, but is not limited to, Content that is abusive, threatening, harassing, defamatory, ageist, sexist or racist;
9.1.3 You must not submit Content that is intended to promote or incite violence;
9.1.4 It is advised that submissions are made using the English language as We may be unable to respond to enquiries submitted in any other languages;
9.1.5 The means by which you identify yourself must not violate these Terms and Conditions or any applicable laws;
9.1.6 You must not impersonate other people, particularly employees and representatives of ENDEAVOR ENTERPRISES or Our affiliates; and
9.1.7 You must not use Our System for unauthorised mass-communication such as "spam" or "junk mail".

9.2 You acknowledge that ENDEAVOR ENTERPRISES reserves the right to monitor any and all communications made to Us or using Our System.
9.3 You acknowledge that ENDEAVOR ENTERPRISES may retain copies of any and all communications made to Us or using Our System.
9.4 You acknowledge that any information you send to Us through Our System may be modified by Us in any way and you hereby waive your moral right to be identified as the author of such information. Any restrictions you may wish to place upon Our use of such information must be communicated to Us in advance and We reserve the right to reject such terms and associated information.

10.2 It is recommended that you do not share your Account details, particularly your username and password. We accept no liability for any losses or damages incurred as a result of your Account details being shared by you. If you use a shared computer, it is recommended that you do not save your Account details in your internet browser.
10.3 If you have reason to believe that your Account details have been obtained by another person without consent, you should contact Us immediately to suspend your Account and cancel any unauthorised orders or payments that may be pending. Please be aware that orders or payments can only be cancelled up until provision of Services has commenced. In the event that an unauthorised provision commences prior to your notifying Us of the unauthorised nature of the order or payment then you shall be charged for the period from the commencement of the provision of services until the date you notified us and may be charged for a billing cycle of one month.
10.4 When choosing your username you are required to adhere to the terms set out above in Clause 9. Any failure to do so could result in the suspension and/or deletion of your Account.

12.1 Whilst every effort has been made to ensure that all general descriptions of Services available from ENDEAVOR ENTERPRISES correspond to the actual Services that will be provided to you, We are not responsible for any variations from these descriptions as the exact nature of the Services may vary depending on your individual requirements and circumstances. This does not exclude Our liability for mistakes due to negligence on Our part and refers only to variations of the correct Services, not different Services altogether. Please refer to sub-Clause 13.8 for incorrect Services.
12.2 Where appropriate, you may be required to select the required Plan of Services.
12.3 We neither represent nor warrant that such Services will be available at all times and cannot necessarily confirm availability until confirming your Order. Availability indications are not provided on the Website.
12.4 All pricing information on the Website is correct at the time of going online. We reserve the right to change prices and alter or remove any special offers from time to time and as necessary.
12.5 In the event that prices are changed during the period between an order being placed for Services and Us processing that order and taking payment, then the price that was valid at the time of the order shall be used.

13.1 No part of this Website constitutes a contractual offer capable of acceptance. Your order constitutes a contractual offer that We may, at Our sole discretion, accept. Our acceptance is indicated by Us sending to you an order confirmation email. Only once We have sent you an order confirmation email will there be a binding contract between ENDEAVOR ENTERPRISES and you.
13.2 Order confirmations under sub-Clause 13.1 will be sent to you before the Services begin and shall contain the following information:

13.3 If We, for any reason, do not accept your order, no payment shall be taken under normal circumstances. In any event, any sums paid by you in relation to that order will be refunded within 14 calendar days.
13.4 Payment for the Services shall be taken via your chosen payment method, immediately for any setup fee that corresponds to the service plan you purchased and at the same day of each subsequent month (“billing cycle”) for charges accrued during the previous month (“billing cycle”) AND/OR as indicated in the order confirmation you received.
13.5 We aim to fulfill your Order within 2-3 working days or if not, within a reasonable period following your Order, unless there are exceptional circumstances. If we cannot fulfill your Order within a reasonable period, we will inform you at the time you place the Order by a note on the relevant web page or by contacting you directly after you place your Order. Time is not of the essence of the Contract, which means we will aim to fulfill your Order within any agreed timescales but this is not an essential term of the Contract and we will not be liable to you if we do not do so. If the Services are to begin within 14 calendar days of Our acceptance of your order, at your express request, you will be required to expressly acknowledge that your statutory cancellation rights, detailed below in Clause 14, will be affected.
13.6 ENDEAVOR ENTERPRISES shall use all Our reasonable endeavours to provide the Services with reasonable skill and care, commensurate with best trade practice.
13.7 In the event that Services are provided that are not in conformity with your order and thus incorrect, you should contact Us immediately to inform Us of the mistake. We will ensure that any necessary corrections are made within five (5) working days.
Additional terms and conditions may apply to the provision of certain Services. You will be asked to read and confirm your acceptance of any such terms and conditions when completing your Order.
13.8 ENDEAVOR ENTERPRISES provides technical support via our online support forum and/or phone. ENDEAVOR ENTERPRISES makes every effort possible to respond in a timely manner but we do not guarantee a particular response time.

14.1 If you are a consumer based within the European Union, you have a statutory right to a “cooling off” period. This period begins once your order is confirmed and the contract between ENDEAVOR ENTERPRISES and you is formed and ends at the end of 14 calendar days after that date. If you change your mind about the Services within this period and wish to cancel your order, please inform Us immediately using the following email: . Your right to cancel during the cooling off period is subject to the provisions of sub-Clause 14.2.

14.2.1 If the Services are fully performed within the 14 calendar day cooling off period, you will lose your right to cancel after the Services are complete.
14.2.2 If you cancel the Services after provision has begun but is not yet complete you will still be required to pay for the Services supplied up until the point at which you inform Us that you wish to cancel. The amount due shall be calculated in proportion to the full price of the Services and the actual Services already provided. Any sums that have already been paid for the Services shall be refunded subject to deductions calculated in accordance with the foregoing. Refunds, where applicable, will be issued within 5 working days and in any event no later than 14 calendar days after you inform Us that you wish to cancel.

17.1 We make no warranty or representation that the Website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of our Service or Services.
17.2 No part of this Website is intended to constitute advice and the Content of this Website should not be relied upon when making any decisions or taking any action of any kind.
17.3 No part of this Website is intended to constitute a contractual offer capable of acceptance.
17.4 Whilst We use reasonable endeavours to ensure that the Website is secure and free of errors, viruses and other malware, you are strongly advised to take responsibility for your own internet security, that of your personal details and your computers.

19.1 The Website is provided “as is” and on an “as available” basis. ENDEAVOR ENTERPRISES uses industry best practices to provide a high uptime, including a fault-tolerant architecture hosted in cloud servers. We give no warranty that the Website or Facilities will be free of defects and / or faults and we do not provide any kind of refund for outages. We provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.
19.2 We accept no liability for any disruption or non-availability of the Website resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.

20.1 To the maximum extent permitted by law, We accept no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from the use of the Website or any information contained therein. You should be aware that you use the Website and its Content at your own risk.
20.2 Nothing in these Terms and Conditions excludes or restricts .
20.3 Nothing in these Terms and Conditions excludes or restricts ENDEAVOR ENTERPRISES 's liability for any direct or indirect loss or damage arising out of the incorrect provision of Services or out of reliance on incorrect information included on the Website.
20.4 In the event that any of these terms are found to be unlawful, invalid or otherwise unenforceable, that term is to be deemed severed from these Terms and Conditions and shall not affect the validity and enforceability of the remaining Terms and Conditions. This term shall apply only within jurisdictions where a particular term is illegal.

24.1 All notices / communications shall be given to Us either by post to Our Premises (see address above) or by email to . Such notice will be deemed received 3 days after posting if sent by first class post, the day of sending if the email is received in full on a business day and on the next business day if the email is sent on a weekend or public holiday.
24.2 We may from time to time, if you opt to receive it, send you information about Our products and/or services. If you do not wish to receive such information, please click on the ‘Unsubscribe’ link in any email which you receive from Us.

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HOME & AUTO POLICY RELATED DEFINITIONS:

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5. Third Party Intellectual Property

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