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ENDEAVOR CARRIER PRODUCT PEEK 

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Term & Final Expense
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ASSURITY Business 

ENDEAVOR COMMECIAL ASSURITY BUISNESS 

Group Benefits 
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COMMERCIAL PRODUCT TRAINING

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Accidental Expense 

Accident Expense Insurance: Product Overview
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Hospital Indemnity 

Product Overview
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 Short-Term Disability

Product Overview
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 Critical Illness 

Product Overview

COMMERCIAL POLICIES BY ENDEAVOR
VOLUNTEER BENEFITS:

Why Assurity’s Group Accident Expense?
  • Group Accident Expense includes five plans and competitive price points allowing more flexibility with your customers
  • Prime Benefits plan provides increased payouts on 10 common accident-related expenses
  • Coverage is guaranteed issue; there are no medical exams or tests to take.
  • Coverage is available for: employees (including 24-hour and off-the job); plus their spouse or domestic partner; their children; or the entire family
  • Family friendly benefits were created with children in mind, specifically covering Child Organized Sports, Hospital Confinement Child Care and Accidental Death Child Education
  • Outpatient Care Rider modifies the policy’s Preventive Care benefit to also cover outpatient physician’s visits. Not HSA compatible.

ASSURITY BUSINESS 

Group Accident Expense Insurance
Voluntary benefits to help cover accident expenses Big or small, accidents happen and the costs related to recovery can add up. The average deductible for single coverage for covered workers in plans with a deductible has increased 39% over the past five years, from $1,135 in 2013 to $1,573 in 2018.1
Group Accident Expense insurance provides cash benefits for expenses that may not be fully covered by major medical insurance. Our plans pay specific benefit amounts for covered accidents – welcome news for those who want to preserve their savings or help bridge gaps in coverage like copays and deductibles.
Advantages of Group Accident Expense Insurance
• Helps cover out-of-pocket expenses associated with covered accidents
• Benefit paid directly to insured person
• No networks, see any doctor
• Flexible plans can fit into a variety of budgets
• Guaranteed issue – no medical exams or tests to qualify
• No deductibles, copays or coinsurance • HSA friendly2
Get Paid
Assurity pays benefits directly to you based on the coverage selected
 How it Works
   23
1. Kaiser Family Foundation 2018 Employer Health Benefits Survey.
2. Some optional riders may not be HSA-compatible. Employers and employees should consult their tax advisors.
1Receive Treatment Receive treatment from a physician for a covered accident

Why Group AE

FOR BUSINESS

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IUL's AND ANNUITIES ARE NOT FOR MOST

The Inception of Mutual Funds long pre-date The Federal Reserve. You can borrow against it and more. IUL's on the other hand may ballon upside down as they may renew every year and every year our life insurance portion will be more expensive and inevitably may exceed our premium.

Annuities tend to be most comparable to private pensions, and only ones with variable rates within them make sense and usually only for those who have maxed out other retirement vehicles. Never put an annuity within a 401K or 403B as the client will be charged twice for the same tax preferential benefits.

So who are IUL's For?
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ENDEAVOR PRESERVE CATALOUGE

INDEX UNIVERSAL LIFE | TAX ADVANTAGE | UP TO 160% PARTICIPATION | ANNUITIES | WEALTH

PATHSETTER

Fixed Index Universal Life By F&G 
Eligible ages 0-80
Minimum death benefit $50,000 
(face amount)
Maximum premium $500,000
 (higher amounts need home office approval)
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EVERLAST

Fixed Indexed Universal Life Insurance
Eligible ages 0-80
Minimum death benefit $150,000 ages 0-45 $100,000 for issue ages 6-80 
Maximum premium $500,000 
(higher amounts need home office approval) 
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EXECU-DEX

A first of its kind combination now available. Point of sale decision, top of market accumulation and permanent protection - packaged in simple, hassle-free application and approval process. LearnWorlds is the best learning platform I found so far. I was pleasantly surprised with the possibilities.
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